Earthquake Rating in Insurance

Earthquake Rating In India

For Earthquake rating in Insurance, entire India along with states and cities has been divided into 04 zones.

As per zones, the rating is applicable as per below details :-

Zone – I @ 0.50 per mille

Zone – II @ 0.25 per mille

Zone – III @ 0.10 per mille

Zone – IV @ 0.05 per mille

S.NO.

state/union territory

zone

districts

1

Andman &nicobar islands

I

Entire Union Territory

2

andhra pradesh

iii

west godavari, Khammam, Krishna

iV

Kurnool, Mahboobnagar,Ranga reddy, Karimnagar, Nizamabad, Warangal, Nellore, Anantpur, Chitoor, Cuddapah, Adilabad, Nalgonda, Medak, Nizamabad, East Godavari, Vishakhapatnam, Guntur, Vizianagarm, Srikakulam, Hyderabad, Yanam(Pondicherry)

3

arunachal pradesh

i

entire state

4

assam

i

entire state

5

bihar

i

madhubani, sitamarhi, saharsa, darbhanga

iI

champaran(east), purnia, champaran(west), katihar, Bighusarai, samastipur, muzaffarpur, Gopalganj, Siwan, Saran, Vaishali, Nalanda, Patna, Monghyr, Bhagalpur

III

Santhal Pragana, Bhojpur, Rohtas, Gaya, Aurangabad

6

Chandigarh

II

Entire Union Territory

7

Chattisgarh

III

Surguja, Raigarh, Muhasmud, Jashpur

IV

Durg, Raipur, Bilaspur, Bastar, Kavardha, West Surguja, Rajnandgaon, Korba, Dantewara, Dhamtari, Janjgir, Kanker

8

Delhi

II

Entire State

9

Goa

III

Entire State

10

Gujrat

I

Kutchh

II

Jamnagar, Sikka

III

Surendranagar, Mehsana, Rajkot, Banaskantha, Sabarkantha, Panchmahal, Baroda, Kheda, Ahmedabad, Bhavnagar, Amreli, Junagadh, Bharuch, Surat, Valsad, Dang(Ahwa), Gandhinagar, Union Territories of Diu, Daman, Dadra and Nagar Haveli

11

Haryana

II

Ambala, Sonepat, Rohtak, Karnal, Faridabad, Panipat, Gurgaon, Rewari, Yamunanagar

III

Kurukshetra, Jind, Hissar, Bhiwani, Mahendragarh, Kaithal

IV

Sirsa

12

Himachal Pradesh

I

Chamba, Una, Kangra, Kullu, Hamirpur, Mandi, Bilaspur

13

II

Lahul and Spiti, Kinnaur, Simla, Solan, Sirmaur

Jammu & Kashmir

I

Srinagar, Baramula

II

Chilas, Gilgit, Gilgit Wazarat, Muzaffarabad, Punch, Anantnag, Mirapur, Riasi, Udhampur, Jammu, Kathua, Leh, Tribal Territory

14

Jharkhand

III

Palamau, Giridh, Dhanbad, Sahibgunj, Pakaur, Lohardaga, Koderma, Godda, Garwah, Dumka, Deogarh, Chatra, Bokaro

IV

Ranchi, East Singhbhum, West Singhbhum, Gumla

15

Karnataka

III

Dakshin Kannad

IV

Bijapur, Belgaum, Bidar, Gulbarga, Raichur, Bellary, Dharwad, Shimonga, Chitradurga, Chikmaglur, Tumkur, Hassan, Bangalore, Kolar, Kodagu, Mandya, Mysore, Uttar Kannad

16

Kerala

III

Entire State and Mahe(Pondicherry)

17

Lakshadweep

IV

Entire Union Territory

18

Madhya Pradesh

III

West Nimar, East Nimar, Betul, Chhindwara, Hoshangabad, Raisen, Narsimhapur, Jabalpur, Shahdul, Sidhi

IV

Balaghat, Bhind, Bhopal, Chhhatarpur, Damoh, Datia, Dewas, Dhar, Guna, Gwalior, Indore, Jhabua, Mandsaur, Mandla, Morena, Panna, Rajgarh, Sagar, Satna, Tikamgarh, Ujjain, VIdisha, Ratlam, Rewa, Seoni

19

Maharashtra

I

Ratnagiri, Satara

III

Sindhudurg, Kolhapur, Pune, Nasik, Chandrapur, THane, Raigad, Dhule, Greater Bombay

IV

Sangli, Solarpur, Osmanabad, Ltur, Bid, Ahmadnagar, Nanded, Parbani, Jalna, Aurngabad, Akola, Yavatmal, Amravati, Wardha, Nagpur, Bhandara, Gadchiroli, Buldana, Jalgaon

20

Manipur

I

Entire State

21

Meghalaya

I

Entire State

Mizoram

i

Entire State

22

Nagaland

I

Entire State

23

Orissa

III

Cuttack/Bhuvneshwar, Dhenkanal, Sambalpur

IV

Puri, Koraput, Kalahandi, Bolangir, Balasore, Keonjhar, Mayurbhanj, Baudkhondmals, Ganjam, Sundargarh

24

Pondicherry

IV

Entire Union Territory

25

Punjab

II

Gurdaspur, Hoshiarpur, Amritsar, Fatehgarh Sahib, Kapurthala, Jalandhar, Ludhiana, Rupnagar

III

Ferozpur, Faridkot, Patiala, Mansa, Sangrur, Bhatinda

26

Rajasthan

III

Jaisalmer, Alwar, Bharatpur, Barmer, Jalore, Sirohi

IV

Churu, Sikar, Jaipur,Ganganagar, Jhunjhunu, Jodhpur, Nagaur, Daulpur, Sawai Madhopur, Tonk, Ajmer, Pali, Bhiwara, Bundi, Kota, Udaipur, Chittaurgarh, Jahlawar, Banswara, Dungarpur, Bikaner

27

Sikkim

II

Entire State

28

Tamil Nadu

III

Nilgiri, Coimbatore, Kannyakumari, Tirunelveli

IV

Chennai, , Chengalpattu, North-Arcot, South-arcot, Truvannamalai, Dharampuri, Salem, Periyar, Trichirapalli,Thanjavur, Nagapapattinam, Pudukottai, DindigulMadurai, Kamarajar, Pasumption, Muthuramalinga thevar, Chidambaranar, Ramanathapuram

29

Tripura

I

Entire State

30

Uttarakhand

I

Chamoli, Almora, Pithoragarh, Bageswar, Champawat

II

Uttarkashi, Tehri, Garwal, Dehradun, Pauri, Garhwal, Nainital, Haridwar, Udhamsinghnagar, Rudraprayag

31

Uttar Pradesh

II

Sahanpur, Muzzaffarnagar, Bijnor, Moradabad, Meerut, Ghaziabad, Rampur, Pilibhit, Bulandsahar, Kheri, Bhraich, Gondha, Basti, Gorakhpur, Deoria

III

Bareilly, Badaun, Shahjehanpur, Aligarh, MAthura, Etah, Harfoi, Sitapur, Agra, Mainpuri, Farukkabad, Unnao, Lucknow, Barabanki, Rae Bareli, Sultanpur, Faizabad, Azamgarh, Ballia, Pratapgarh, Jaunpur, Ghazipur, Varanasi, Mirzapur

IV

Etawah, Kanpur, Jalaun, Jhansi, Hamirpur, Banda, Fatehpur, Allahabad, Lalitpur

32

West Bengal

I

Bihar, Cooch

iI

Darjeeling, West Dinajpur, Jalpaiguri, Kolkata, 24 Paraganas, Maldah

III

Murshidabad, Birbhum, Bardhaman, Hoogli, Howrah, Nadia, Bankura, Midnapore

IV

Purulia

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