Bharat Laghu Udyam Suraksha Policy tariff

With effect from 1^st April, 2021, Fire and Allied Perils Insurance for these businesses shall be governed by the Authority’s Guidelines bearing Ref. IRDA/ NL/GDL/MISC/004/01/2021 and Ref. IRDA/NL/GDL/MISC/005/01/2021 respectively.

Bharat Laghu Udyam Suraksha Policy tariff will be applicable for enterprises where the total value at risk across all insurable asset classes at one location exceeds ₹ 5 Crore (Rupees Five Crore) but does not exceed ₹50 Crore ( Rupees Fifty Crore) at the policy commencement date.

Please note that Terrorism applicability is now compulsory on all enterprises falls under this policy.

OCCUPANCY CODE	OCCUPANCY DESCRIPTION	United India Insurance (Per mille)	Oriental India Insurance (Per mille)	National Insurance (Per mille)	New India Assurance (Per mille)
1001	Dwellings	0.315	0.315	0.315	0.315
1001_2	Dwellings- Corporate Society	0.39 to .59	0.39 to .59	0.39 to .59	0.39 to .59
1002	Places of Worships	0.12	0.14	0.10	0.14
1003	Libraries	0.21	0.21	0.17	0.21
1004	Museums	0.23	0.25	0.18	0.25
1005	Schools / Colleges	0.20	0.22	0.16	0.22
1006	Hospitals incl. X ray and other Diagnostic Clinics	0.23	0.28	0.20	0.28
1007	Office Premises/ Meeting Rooms	0.25	0.30	0.21	0.30
1008	Auditoriums/ Planetarium	0.28	0.27	0.23	0.27
1009	Mess Houses/ Clubs	0.21	0.22	0.22	0.22
1010	Marriage Halls	0.18	0.20	0.15	0.20
1011	Showrooms and display centres where goods are kept for display, no sales	0.28	0.34	0.23	0.34
1012	Educational and Research Institutes imparting training in various crafts	0.24	0.24	0.20	0.24
1013	Lodging/ Boarding Houses	0.19	0.20	0.16	0.20
1014	Cycle Shed	0.22	0.22	0.22	0.22
1015	Dish Antenna	0.23	0.23	0.23	0.23
1016	Indoor stadiums, Health Club, Gymnasium, Swimming pools	0.08	0.10	0.09	0.10
1017	Cafes, Restaurants, Hotels, Confectioners, Sweet meat sellers, Health Resorts	0.25	0.30	0.28	0.30
1018	Laudries/ Dry Cleaning	0.51	0.56	0.63	0.56
1019	Battery Charging service stations	0.96	1.15	1.13	1.15
1020	Amusement Parks	0.78	0.75	0.96	0.75
1021	Hoarding, Neon Signs	0.99	1.19	0.99	1.19
1022	Sports Galleries, outdoor Stadiums	1.43	1.24	1.68	1.24
1023	Shops dealing in goods otherwise not provided for	0.66	0.79	0.82	0.79
1024	Shops dealing in Hazardous goods	0.84	0.91	2.16	0.91
1025	Arms & Ammunition dealers	0.98	0.85	0.81	0.85
1026	Motor Vehicle Showroom including Sales and Service	0.47	0.56	0.38	0.56
1027	Fuel Station- Petrol/ Diesel koisks (without CNG)	0.53	0.48	0.62	0.48
1028	Fuel Station- Petrol/ Diesel koisks (with CNG)	1.11	0.96	1.11	0.96
1029	Data Processing/ Call Centres/ Business Process Outsourcing Centres	0.14	0.10	0.14	0.15
2001	Abrasive Manufacturing	0.69	0.82	0.64	0.82
2002	Aerated Water Factories	0.62	0.59	0.59	0.59
2003	Aerial Ropeway including Trolley stations	0.80	0.71	0.80	0.71
2004	Agarbatti Manufacturing	1.65	1.98	1.54	1.98
2005	Aircraft hangers	1.14	0.98	1.14	0.98
2006	Airport Terminual Building(Including all other facilities like Cafes, Shops, etc.)	0.29	0.29	0.29	0.29
2007	Aluminium/ Magnesium Powder Plants	0.88	1.06	1.07	1.06
2008	Aluminium/Zinc/Copper Factories	0.65	0.60	0.61	0.60
2009	Arecanut/ Betel nut factories	1.07	0.94	1.08	0.94
2010	Asbestos Steam Packing and lagging Manufacturing	0.61	0.55	0.61	0.55
2011	Atta and Cereal Grinding (Excluding Dal Mills)	0.73	0.73	0.83	0.73
2012	Audio/Video Cassette Manufacturing	2.08	1.97	2.08	1.97
2013	Automobile Manufacturing	0.53	0.59	0.00	0.59
2014	Bakeries	0.70	0.84	0.69	0.84
2015	Basket Weavers and Cane Furniture Makers	2.66	3.19	2.66	3.19
2016	Battery Manufacturing	0.65	0.78	0.61	0.78
2017	Beedi Factories	1.32	1.18	1.21	1.18
2018	Biscuit Factories	0.68	0.82	2.52	0.82
2019	Bitumenised Paper/ Hessian Cloth Manufacturing including Tar Felt Manufacturing	1.37	1.64	1.25	1.64
2020	Book Binders, Envelope and Paper Bag Manufacturing	1.13	1.36	2.39	1.36
2021	Breweries	0.97	1.70	0.89	1.07
2022	Brickworks (Including refractories and Fire bricks)	0.41	0.41	0.37	0.41
2023	Bridges- Concrete/Steel	0.18	0.19	0.18	0.19
2024	Bridges- Wooden	1.02	0.90	1.02	0.90
2025	Building in course of Construction	0.18	0.22	0.17	0.22
2026	Cable Manufacturing	1.03	1.12	0.96	1.12
2027	Camphor Manufacturing	1.56	1.37	2.75	1.37
2028	Candle Works	1.65	1.63	1.66	1.63
2029	Canning Factories	0.86	0.89	0.86	0.89
2030	Capsule Manufacturing	0.66	0.79	2.34	0.79
2031	Carbon Paper/ Typewriter Ribbon Manufacturing	1.37	1.43	1.37	1.43
2032	Cardamon Factories	1.02	0.97	1.02	0.97
2033	Cardboard Box/Corrugated Box/Carton Box Manufacturing	1.42	1.70	2.79	1.70
2034	Carpenters, Wood wool Manufacturing, Furniture Manufacturing and other wood worker shops (excl. saw mill)	1.51	1.81	1.42	1.81
2035	Carpet and Drugget Manufacturing(Cotton/Jute/Wool)	1.78	2.14	1.64	2.14
2036	Carpet and Drugget Manufacturing(Others)	1.67	1.65	1.54	1.65
2037	Cashew Nut Factories	0.95	0.98	0.87	0.98
2038	Cattle Feed Mill	0.61	0.64	0.80	0.64
2039	Celluloid Goods Manufacturing	9.47	7.86	9.47	7.86
2040	Cement/Asbestos/Concrete products Manufacturing	0.51	0.46	0.47	0.46
2041	Cement Factories	0.68	0.61	0.63	0.61
2042	Ceramic Factories and Crockery and Stoneware pipe Manufacturing/Clay	0.78	0.94	0.72	0.94
2043	Chemical Manufacturing, Bulk Drug Manufacturing(Using materials having flash point < 32 degree)	1.39	1.67	2.04	1.67
2044	Chemical Manufacturing(others), Pharmaceuticals, Toiletry Products	1.01	1.21	1.44	1.21
2045	Cigar and Cigarette Manufacturing	0.85	0.74	0.85	0.74
2046	Cigarette Filter Manufacturing (Using Solvents with Flash Point below 32 degree Centigrade)	2.54	3.05	2.54	3.05
2047	Cigarette Filter Manufacturing(Others)	1.49	1.27	1.49	1.27
2048	Cinema Film Production Studios	2.64	3.17	2.64	3.17
2049	Cinematography Film editing, Laboratory and Sound recording rooms - With Film processing	0.73	0.64	0.73	0.64
2050	Cinematography Film editing, Laboratory and Sound recording rooms - Without Film processing	0.62	0.55	0.57	0.55
2051	Cinema Theatres - For Single Screen	0.40	0.44	0.36	0.44
2052	Circus, Touring Drama troupes and Touring Cinema Theatres	6.35	0.44	6.35	5.29
2053	Cloth Processing units situated outside the compound of Textile mills	1.10	1.32	1.03	1.32
2054	Coal/Coke/Charcol ball and briquettes Manufacturing	1.63	1.49	1.51	1.49
2055	Coal Processing Plants	0.77	0.67	0.70	0.67
2056	Coffee curing, Roasting, Grinding	0.64	0.57	0.65	0.57
2057	Coir Factories	2.07	2.48	3.59	2.48
2058	Collieries- underground Machinery and pit head gear and Dragline Machine used in Collieries	1.51	1.28	1.51	1.28
2059	Condensed Milk Factories, Milk Pasteurizing's Plants & Dairies	0.50	0.52	0.49	0.52
2060	Confectionery Manufacturing, Confectionery Manufacturing Plants, Sugar Candy Manufacturing Plants and Sweet meat Manufacturing Plants	0.82	0.98	0.75	0.98
2061	Contractor's Plant and Machinery - at one location only	0.89	0.77	0.90	0.77
2062	Cork Production Manufacturing	2.14	2.36	2.14	2.36
2063	Cotton Gin and Press Houses	1.79	2.15	2.10	2.15
2064	Cotton Seed Cleaning/ Delinting Factory	1.99	2.39	1.84	2.39
2065	Dehydration Factories	0.69	0.74	0.69	0.74
2066	Detergent Manufacturing- with Sulphonation Plant	1.23	1.44	1.23	1.44
2067	Detergent Manufacturing- Others	1.29	1.12	1.51	1.12
2068	Distilleries	0.89	0.83	0.83	0.83
2069	Duplicating/Stencil Paper Manufacturing	1.90	1.61	1.90	1.61
2070	Electric Generation Stations-Hydro Power Stations	0.45	0.54	0.52	0.54
2071	Electrical Lamp/T.V. Picture Tube Manufacturing	0.88	1.06	0.81	1.06
2072	Electronic Good Manufacturing/ Assembly	0.83	1.00	1.14	1.00
2073	Electronic Software Parks/ Electronic Software Development Units	0.16	0.19	0.15	0.19
2074	Enamel ware Factories	1.07	2.07	1.07	1.01
2075	Engineering Workshop- Structural Steel Fabricators, Sheet Metal Fabricators	0.32	0.38	0.32	0.38
2076	Engineering Workshop(Others), Motor Vehicle Garages	0.61	0.65	0.67	0.65
2077	Exhibitions, Fetes, Mandaps	3.07	2.58	4.39	2.58
2078	Explosives/Blasting Factories	2.28	2.07	2.11	2.07
2079	Fertilizer Manufacturing(Other than those rateable under Petrochemical Tariff)	1.13	1.36	1.05	1.36
2080	Filter and Wax paper Manufacturing	1.99	2.39	1.84	2.39
2081	Fireworks Manufacturing	2.51	2.40	2.51	2.40
2082	Flax/Hemp Mills	1.27	1.15	1.27	1.15
2083	Flour Mills	1.35	1.33	1.25	1.33
2084	Foamed Plastics manufacturing and /or Converting Plants	2.67	3.20	2.73	3.20
2085	Foam Rubber Manufacturing	2.48	2.98	2.27	2.98
2086	French Polish Manufacturing	2.70	2.80	2.70	2.80
2087	Fruit and Vegetable drying/dehydrating Factories	0.88	0.96	0.81	0.96
2088	Fruit products and Condiment Factories (Including fruit pulp making)	0.64	0.74	0.59	0.74
2089	Garment Makers, Topee, Hats and the like Makers	0.97	1.12	0.91	1.12
2090	Ghee Factories including Vegetable Ghee Manufacturing	1.20	1.03	1.11	1.03
2091	Glass Fibre Manufacturing	0.96	0.92	0.97	0.92
2092	Glass Wool Manufacturing	1.45	1.43	1.45	1.43
2093	Glass Manufacturing/ Automobile Glass Manufacturing	0.92	1.10	0.85	1.10
2094	Gold thread Factories/Gliding Factories	0.72	0.74	0.72	0.74
2095	Granite Factories- using inflammable solvents	0.62	0.66	0.57	0.66
2096	Granite Factories- Others	0.29	0.28	0.27	0.28
2097	Graphite Electrode Manufacturing	1.32	1.13	1.32	1.13
2098	Grain/seeds disintegrating/crushing/Decorticating factories/Dal mills	0.93	1.04	0.91	1.04
2099	Grease/Wax Manufacturing	1.43	1.72	1.32	1.72
2100	Green Houses/ Algae/ Spriulina and the like	1.15	1.11	1.15	1.11
2101	Gum/ Glue/Gelatine Manufacturing	0.94	1.13	0.87	1.13
2102	Gypsum Board Manufacturer	0.97	0.84	0.97	0.84
2103	Hosiery, Lace, Embroidery/ Thread factories	1.11	1.33	2.95	1.33
2104	Ice Candy and Ice Cream Manufacturing	0.67	0.71	0.62	0.71
2105	Ice Factories	0.67	0.61	0.67	0.61
2106	Incandescent Gas Mantle Manufacturing	1.67	1.42	1.67	1.42
2107	Industrial Diamond Manufacturing	0.67	0.59	0.62	0.59
2108	Industrial Gas Manufacturing	1.33	1.60	1.22	1.60
2109	Ink Manufacturing (Excluding Printing Ink)	1.29	1.10	1.29	1.10
2110	Jaggery Manufacturing	0.77	0.82	0.77	0.82
2111	Jute Mills	2.58	3.10	2.73	3.10
2112	Katha Manufacturing	1.89	1.62	0.95	1.62
2113	Khandsari Sugar Manufacturing	0.98	0.93	0.98	0.93
2114	Lac or Shellac Factories	1.40	1.19	1.40	1.19
2115	Leather Cloth Factories	1.99	2.38	1.83	2.38
2116	Leather Goods Manufacturing (Including Boot/Shoe)	1.09	1.31	1.64	1.31
2117	Lime Klin	0.68	0.60	0.68	0.60
2118	Lithographic Presses	1.16	1.06	1.16	1.06
2119	Liquified Gas Bottling/ Recovery plants	0.91	0.80	0.84	0.80
2120	Malt Extraction Plants	0.95	0.82	0.96	0.82
2121	Man-made Fibre Manufacturing(Using Cellulose)	0.47	0.43	0.47	0.43
2122	Man-made Fibre Manufacturing(Others)	0.52	0.62	2.69	0.62
2123	Manure Blending Works	0.97	0.84	0.97	0.84
2124	Match Factories	2.76	2.85	2.76	2.84
2125	Mattress and Pillow Making	2.96	3.55	2.73	3.55
2126	Metallizing Works(Metal involve only)	0.58	0.52	0.53	0.52
2127	Metallizing Works(Others)	0.76	0.87	0.76	0.87
2128	Metal/Tin Printers	2.09	1.81	2.10	1.81
2129	Mica Products Manufacturing	1.04	0.90	1.04	0.90
2130	Mineral Oil Blending and Processing	0.61	0.66	0.61	0.66
2131	Mosaic Factories	0.80	0.71	0.80	0.71
2132	Mushroom Growing Premises (Excluding Crops)	0.75	0.68	0.75	0.68
2133	Nitro Cellulose Manufacturing(Industrial Grade)	9.27	11.12	9.27	11.12
2134	Non-Woven Fabric Manufacturing	1.81	2.17	2.78	2.17
2135	Oil Extraction	1.38	1.66	1.39	1.66
2136	Oil Distillation Plants (Essential)	1.20	1.44	1.11	1.44
2137	Oil Mills Refining (Veg/Animal)	0.99	1.19	0.95	1.19
2138	Oil Mills (Vegetable)	0.96	1.11	0.92	1.11
2139	Oil and Leather Cloth Factories	2.02	1.83	2.02	1.83
2140	Paint Factories (Water Based)	0.00	0.00	1.06	0.99
2141	Paint (others) and Varnish Factories	1.82	2.18	1.68	2.18
2142	Paint Factories (Nitrocellulose Based)	2.21	2.65	2.04	2.65
2143	Pan Masala Making	1.04	0.91	1.04	0.91
2144	Paper and Cardboard Mills(Including Lamination) & cotton Linter Pulp Factory	1.04	1.25	1.20	1.25
2145	Particle Bond Manufacturing	1.82	2.18	1.89	2.18
2146	Pencil Manufacturing	1.72	1.49	1.72	1.46
2147	Petroleum Coke Calcination	0.95	0.93	0.87	0.93
2148	Plastic Goods manufacturing using plastic raw materials having calorific value up to 15000btu/lb	1.62	1.94	1.76	1.94
2216	Plastic Goods manufacturing using plastic raw materials having calorific value above 15000btu/lb	0.00	1.54	2.34	0.00
2149	Plywood/Wood Veneering Factories/ Laminating Factories	2.65	2.87	2.63	2.87
2150	Polyster Film Manufacturing/BOPP Film Manufacturing	0.67	0.80	1.36	0.80
2151	Port Premises including Jetties and equipment thereon and other port facilities	0.39	0.36	0.39	0.36
2152	Poultry Farms (Excluding birds therein)	0.51	0.59	0.73	0.59
2153	Presses for Coir Fibres/Waste/Grass/Fodder/Boosa/Jute	6.08	5.89	6.08	5.89
2154	Presses for Coir Yarn/Cotton/senna leaves	2.38	2.86	2.38	2.86
2155	Presses for Carpets, rugs and Tobacco	2.17	2.60	2.17	2.60
2156	Presses for Hides and Skins	1.60	1.36	1.60	1.36
2157	Printing Ink Manufacturing/ Roller Composition Factories	1.57	1.88	1.45	1.88
2158	Printing Press	0.98	1.18	1.49	1.18
2159	Pulverising Plants (Metals and non hazardous Goods)	0.50	0.47	0.46	0.47
2160	Pulverizing Plants(Others)	1.51	1.36	2.57	1.36
2161	Rice Mills	0.73	0.88	0.69	0.88
2162	Rice Polishing Units	0.84	1.01	0.84	1.01
2163	Rope works(Plastic), Assembling of Plastic Goods as tys etc.	1.25	1.14	1.16	1.14
2164	Rope Works(Others)	0.78	0.69	0.78	0.69
2165	Rubber Factories	1.57	1.88	1.45	1.88
2166	Rubber Goods Manufacturing - with Spreading	1.92	2.30	1.78	2.30
2167	Rubber Goods Manufacturing - without spreading	1.15	1.29	1.11	1.29
2168	Salt crushing Factories and Refineries	0.45	0.54	0.45	0.54
2169	Saw Mills(Including Timber Merchants premises where sawing is done)	2.84	3.07	2.69	3.07
2170	Sea Food/ Meat Processing	1.10	1.01	1.01	1.01
2171	Silk Mills/Spun Silk Mills	0.84	0.95	0.84	0.95
2172	Snuff Manufacturing	1.08	0.93	1.08	0.93
2173	Soap Manufacturing	1.09	1.09	1.59	1.09
2174	Sponge Iron Plants	0.85	1.02	0.79	1.02
2175	Spray Painting, Powder Coating	1.50	1.42	1.51	1.42
2176	Stables(Excluding animals)	0.77	0.69	0.77	0.69
2177	Starch Factories	0.75	0.71	0.69	0.71
2178	Stone quarries	0.27	0.27	0.26	0.27
2180	Sugar Factories	0.55	0.57	0.51	0.57
2181	Surgical Cotton Manufacturing	2.56	3.07	2.56	3.07
2183	Tanneries	0.52	0.53	0.48	0.53
2184	Tapioca Factories	1.07	0.92	1.07	0.92
2185	Tarpaulin and Canvas Proofing Factories	2.28	2.31	2.28	2.31
2186	Tea Blending/Packing Factories	0.70	0.84	0.65	0.84
2187	Tea Factories	1.12	1.07	1.08	1.07
2188	Telephone Exchanges	1.93	1.64	1.93	1.64
2189	Textile Mills/ Spinning Mill	0.97	1.16	1.44	1.16
2190	Tile and Pottery Works	0.71	0.76	0.65	0.00
2191	Tiny Sector Industries - Risk value not exceeding INR 10 Lacs.	0.65	0.78	0.65	0.78
2192	Tissue Culture Premises(Excluding Crops)	0.80	0.83	0.80	0.83
2193	Tobacco Curing/ Redrying Factories	1.19	1.15	1.10	1.15
2194	Tobacco grinding/ Crushing Manufacturing	1.17	1.01	1.08	1.01
2195	Turpentine and Rosin Distilleries	3.85	3.34	3.85	3.34
2196	Tyres and Tubes Manufacturing	0.92	0.83	0.85	0.83
2197	Tyre Retreading and Resoling Factories	1.60	1.75	1.60	1.75
2198	Umbrella Assembly Factories	0.99	0.85	0.99	0.85
2199	Velvet Cloth Manufacturing	1.38	1.66	1.38	1.66
2200	Vermicelli Factories	0.74	0.65	0.74	0.65
2201	Weigh Bridges	0.89	0.90	0.89	0.90
2202	Weaving Mills	0.87	1.04	0.81	1.04
2203	Wheat Threshers	5.50	4.58	5.50	4.58
2204	Word Seasoning/Treatment/Impregnation	0.93	1.12	0.86	1.12
2205	Wool Cleaning and pressing Factories	1.38	1.18	1.38	1.18
2206	Woollen Mills/ Fur Garments & Accessories	1.09	1.31	1.01	1.31
2208	Zip Fasteners Manufacturing	1.53	1.30	1.53	1.30
2209	Contractor's Plant and Machinery anywhere in India(at specified Locations)	0.96	0.00	0.96	0.88
2210	Electric Generation Stations- Others	0.61	1.61	0.61	0.62
2211	Textile Mills- Composite Mills	1.65	1.18	1.65	0.00
2212	Automobile Filter Manufacturing	1.38	0.00	1.38	1.18
2213	Lignite Handling System	0.77	0.00	0.77	0.00
2214	Nitro Cellulose Manufacturing- Others	9.27	0.91	9.27	0.00
2216-B	Plastic Goods Manufacturing(excl. Foam Plastics) Using Plastic raw materials having calorific value upto 15000 btu/lb Polytetrafluroethylene, Polychlorotrifluroethylene, Polyvinyl Chloride, Polyvinylidene chloride, Polyvinylidene fluoride, Chlorinated polyther, Polycarbonate, Polymethyle methacrylate, Phenol-formaldehyde, Urea-formaldehyde, Melamine Formaldehyde, Polyurethane, Polyster, Silicones	1.62	1.94	1.76	1.94
2216-B	Plastic Goods Manufacturing(excl. Foam Plastics) Using Plastic raw materials having calorific value above 15000 btu/lb Polythene, Polypropylene, Polystyrene, Polyalpha-methylstyrene, Acrylonitrile-butadiene-styrene, Polybutylene	0	1.54	2.34	0.00
2217	Electric Generation Stations- Thermal Power Stations	0.43	0.37	0.43	0.39
2218	Electric Generation Stations- Solar Power Stations	0.66	0.62	0.86	0.62
2219	Electric Generation Stations- Windmill	0.74	0.72	0.74	0.72
2220	Electric Generation Stations- Nuclear Power Station	0.61	0.00	0.61	0.00
2221	Electric Generation Stations- Biomass Power Stations	0.75	0.66	0.75	0.66
2222	Engineering Workshop - Steel Plants	0.41	0.44	0.41	0.44
2223	Engineering Workshop - Rolling Mill	0.32	0.00	0.03	0.00
2224	Engineering Workshop (Pipe Extruding, Stamping, Pressing, Forging Mills, Metal Smelting, Foundries, Galvanising Works)	0.40	0.44	0.40	0.44
2225	Engineering Workshop-Metal Extraction, Ore Processing (other than Aluminum, Copper, Zinc), Plant Processing raw sand into Silica	0.89	0.79	0.89	0.79
2226	Engineering Workshop- Ferro Plants	0.32	0.00	0.32	0.00
2229	Multiplex Theatre Complexes	0.77	0.69	0.75	0.69
2230	Shopping Malls(Other than multiplexes)	0.55	0.49	0.55	0.49
2231	Disposable Diaper Manufacturing	1.38	2.60	1.38	1.18
2232	Sports Goods Manufacturing	1.25	0.00	0.00	0.00
3001	Analytical/ Quality Control Laboratories	0.54	0.60	0.46	0.60
3002	Boiler House	0.45	0.40	0.45	0.41
3003	Dams	0.37	0.35	0.37	0.35
3004	Effluent/ Sewage Treatment Plant	0.70	0.68	0.70	0.68
3005	Electric Sub-station, Loco Sheds	0.26	0.27	0.22	0.27
3006	Electric Transmission/ Distribution Lines	0.15	0.18	0.13	0.18
3007	Pipe Lines(Carrying Water Only)	0.40	0.44	0.40	0.44
3008	Pipe Lines(Others)	0.48	0.44	0.48	0.44
3009	Pump Houses(Water)	0.36	0.34	0.36	0.34
3010	Pump Houses(Others)	1.25	1.39	1.25	1.39
3011	Railway Tracks	0.90	0.78	0.90	0.78
3012	Roads	0.55	0.55	0.47	0.55
3013	Water Treatment Plant/Water Tanks	0.14	0.15	0.12	0.15
3014	Wireless Transmitting Stations	0.14	0.62	0.52	0.62
3015	Compressor Houses- Compressors handling air, Inert Gas and CO2	0.80	0.70	0.80	0.70
3016	Compressor Houses- Compressor (Others)	2.39	2.01	2.39	2.01
3017	Boundary Walls- made up of combustible material	1.78	1.51	1.78	1.51
3018	Boundary Walls- Others	0.78	0.68	0.78	0.68
3019	Electric Crematoriums	0.68	0.60	0.68	0.60
4900	Silent Risk	0.30	0.29	0.29	0.29
4001	Material (Non Hazardous) Storage in Godowns - CLOSED	0.46	0.55	0.55	0.55
4002	Material (Category - I, Hazardous) Storage in Godowns - CLOSED	0.00	1.12	1.04	1.12
4003	Material (Category - II, Hazardous) Storage in Godowns - CLOSED	2.16	2.49	2.76	2.49
4004	Material (Category - III, Hazardous) Storage in Godowns - CLOSED	3.10	3.72	2.91	3.72
4005	Transporter's Godown/ Godowns of Clearing & Forwarding Agents- CLOSED	0.72	0.86	0.94	0.86
4007	Cold Storage Premise	1.28	1.28	1.00	1.28
4008	Gas Holders/Bullets/ Spheres and storage for liquefied gases except for Nitrogen, Carbon dioxide and inert gases	1.90	1.90	3.50	0.00
4009	Gas Holders/ Vessels for Nitrogen, Carbon dioxide and inert gases	0.88	0.88	1.02	0.88
4010	Tanks containing liquid flashing point at 32 C or below	1.20	1.20	1.22	1.20
4011	Tanks (others)	0.59	0.59	0.68	0.59
4012	Material (Non Hazardous) Storage in Godowns - OPEN	2.26	1.94	2.24	1.94
4013	Material (Category - I, Hazardous) Storage in Godowns - OPEN	2.51	2.16	3.25	2.16
4014	Material (Category - II, Hazardous) Storage in Godowns - OPEN	4.01	5.33	8.63	5.33
4015	Material (Category - III, Hazardous) Storage in Godowns - OPEN	5.58	0.00	5.21	5.00
4016	Transporter's Godown/ Godowns of Clearing & Forwarding Agents- OPEN	0.92	0.80	0.86	0.80
4017	Storage of Coir Waste, Coir Fibre, Caddies- OPEN	11.86	11.86	9.88	11.86
4018	Bus Terminus	3.67	3.18	3.57	3.12
4019	Vehicles stored in the open including Tractors	2.33	2.49	2.23	2.23

Applicable rates for Terrorism, STFI and Earthquake

Earthquake Zones

EQ Zones	Applicable rate
Zone I	0.05
Zone II	0.10
Zone III	0.25
Zone IV	0.50

To check details of Earthquake Zone

Click here

STFI Rates

Occupancy	Rate
Dwelling and other Coperative Society	0.75 to .105
Industrial	.250 to .300
Non Industrial	.150 to .1600
Standalone Godown	.350 to .450
In Open	1.5 to 1.8

Terrorism Rates

Type of Occupancy	Per Mille
Residential	0.08
Industrial	0.23
Non Industrial	0..15